Charmaine R.

GTM Lead @ Commonwealth Bank

Location n/a
Commonwealth Bankex-Visaex-Indus Valley Partners

I’m a product and GTM specialist in fintech and payments, passionate about building things that create real impact for people and businesses. My work spans product strategy, go-to-market execution, and ecosystem partnerships across APAC and global markets.

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I’m particularly energised by work that connects technology, inclusion, and real-world outcomes; whether that’s launching new payment experiences, shaping market adoption strategies, or creating inclusive spaces where people can grow, belong, and lead. I’m most effective in roles where strategy, execution, and purpose come together to create lasting outcomes for businesses.

Career TimelineNOW → PAST

GTM Index

  1. COMMONWEALTH BANKJOB
    1. GTM Lead
      1Y
  2. VISAJOB
    1. GTM & Seller Solutions Lead
      1Y 9M
    2. Senior BD Mgr
      2Y
    3. Senior Mgr, Loyalty Produc…
      1Y 9M
    4. Product Mgr, Digital Data…
      2Y 6M
  3. KEARNEYJOB
    1. Data Science & Analytics C…
      4M
  4. COCHLEARJOB
    1. Digital Strategy
      2M
  5. DEPARTMENT OF THE PREMIER AND CABINET, GOVERNMENT OF SOUTH AUSTRALIAJOB
    1. Digital Strategy & Engagem…
      2M
  6. INDUS VALLEY PARTNERSJOB
    1. Senior Software Eng
      1Y 6M
    2. Software Eng
      11M

Time in market 14Y 2MOpen 1Closed 9Stints 10

gtmindex.io/p/rcharmaine

  1. Job: Visa — Senior Manager, Loyalty Product & Partnerships · 2020-01 – 2021-10
  2. Job: Visa — Go-To-Market & Seller Solutions Lead · 2023-11 – 2025-08
  3. Job: Indus Valley Partners — Senior Software Engineer · 2013-06 – 2014-12
  4. Job: Commonwealth Bank — Go-to-Market Lead · 2025-08 – present
  5. Job: Department of the Premier and Cabinet, Government of South Australia — Digital Strategy & Engagement · 2016-02 – 2016-04
  6. Job: Visa — Product Manager, Digital Data & Analytics Strategy · 2017-07 – 2020-01
  7. Job: Kearney — Data Science & Analytics Capstone · 2016-08 – 2016-12
  8. Job: Visa — Senior Business Development Manager · 2021-10 – 2023-10
  9. Job: Indus Valley Partners — Software Engineer · 2012-06 – 2013-05
  10. Job: Cochlear — Digital Strategy · 2016-05 – 2016-07

Skills

Customer LoyaltyLoyalty ProgramsLoyalty AnalyticsPartnershipsCommercial NegotiationGo-to-Market StrategyGrowth StrategiesCasingStrategic PartnershipsContract NegotiationCompetitive LandscapeNew Business DevelopmentBusiness Growth StrategiesPricing StrategyBusiness-to-Business (B2B)NegotiationStrategyAccount ManagementBusiness DevelopmentBusiness Strategy

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