Luther M.
Global Payments & Stablecoins Executive | GM / Head of BD | Tokenized Assets, USDC, On/Off-Ramps | ex Algorand, MoneyGram, Bank of America
Global payments and digital assets executive with 20+ years across fintech, banking, and blockchain, leading stablecoin and tokenized asset initiatives for banks, PSPs, and cross‑border networks.
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I’ve owned strategy and commercialization for stablecoins, crypto on/off‑ramps, and tokenized treasuries at Algorand Foundation and MoneyGram, driving enterprise adoption and measurable on‑chain volume. Recent work includes: scaling a global USDC on/off‑ramp from pilot to 40+ markets and >$20M in early volume, launching a non‑custodial wallet for underbanked users, and leading RWA pilots (treasuries, trade finance) with institutional partners. I’ve built and led cross‑functional teams, closed multi‑million‑dollar partnerships with PSPs, banks, and market makers, and navigated complex regulatory environments (EBA, FCA, PSD2, Open Banking)
GTM Index
- NOTABENEJOB
- GTM Partnerships Lead3M
GTM Partnerships Lead
Notabene
- THE FINTECH ACCORDJOB
- Payments and Stablecoins A…7M
Payments and Stablecoins Advisor
The Fintech Accord
- STABLECOIN PARTNERSJOB
- Co-Founder and CEO1Y 2M
Co-Founder and CEO
Stablecoin Partners
- Build a boutique advisory focused on institutional adoption of stablecoins, tokenized deposits, and RWA for banks, PSPs, and fintechs. - Advise on stablecoin payment flows, liquidity and treasury models, and on/off‑ramp infrastructure across US and global markets. - Support go‑to‑market strategy, partner sourcing, and regulatory positioning for Web3 and fintech clients seeking to launch or integrate stablecoin products. - Host “The Stablecoin Podcast,” engaging founders, banks, and policymakers on trends across USDC, tokenized money, and payment networks.
- ZYPTOJOB
- Board of Advisors2Y
Board of Advisors
ZYPTO
- ALGORAND FOUNDATIONJOB
- Global Head of BD and Paym…5M
Global Head of BD and Payments
Algorand Foundation
• Owned global strategy and commercialization for stablecoins on Algorand, enhancing its position as a settlement layer. • Drove institutional USDC adoption by securing partnerships with PSPs like Worldpay, Coinify, and XBTO, boosting on-chain payments. • Led RWA tokenization pilots, collaborating with ecosystem partners to create compliant structures for institutions.
- Global Head of Payments7M
Global Head of Payments
Algorand Foundation
- MONEYGRAM INTERNATIONALJOB
- Head of Fintech Strategy a…2Y 4M
Head of Fintech Strategy and Innovation
MoneyGram International
- BANK OF AMERICAJOB
- SVP - Payments Strategy10M
SVP - Payments Strategy
Bank of America
- Led EU/UK merchant acquiring build‑out, navigating EBA/FCA licensing, PSD2, Open Banking, SEPA, and RTP/P2P schemes — foundation for tokenized payments and on‑chain settlement - Ensured compliance with regulatory requirements (EBA, FCA) and acquired necessary licensing. - Setup business distinction and continuity for Brexit. - Collaborate closely with teams in UK and Ireland to set up resources and processes for merchant acquiring and EU and UK - Defined adoption criteria for RTP and P2P money movement, driving market expansion. - Briefed the Board on crypto and blockchain innovation, connecting regulated payment rails with emerging digital asset infrastructure.
- Senior VP - Strategy and C…2Y 1M
Senior Vice President - Strategy and Commercialization
Bank of America
The role is to build and orchestrate the EU and UK operations for the newly formed merchant acquiring business and aid in the transition of clients and services from the former joint venture Highlights: - Design and implement of business structure and processes required for merchant acquiring in EU and UK - Setup business distinction and continuity for Brexit compliant with PSD2 and Open Banking - Work closely with teams in UK and Ireland to set up all the necessary functional areas and processes for merchant acquiring and EU and UK - Understand and navigate the regulatory landscape in EU (EBA) and UK (FCA) and acquire all necessary licensing – Payment Institute (PI) License in the UK, an…
- WORLDPAYJOB
- Dir of Global Strategic Al…1Y
Director of Global Strategic Alliances
Worldpay
Manage the relationship with our bank sponsors in the US and Canada to identify areas of growth while ensuring day to day operations between risk, compliance, boarding are seamless
- Dir of Solution Consulting…1Y 1M
Director of Solution Consulting and Integrations
Worldpay
Work closely with and for a team of 10 amazing Solution Consultants and Implementation Consultants in ensuring a smooth integration for our ISVs
- Dir of Solution Consulting4M
Director of Solution Consulting
Worldpay
- Senior Solution Consultant1Y 2M
Senior Solution Consultant
Worldpay
Helping our partners in choosing the right Worldpay platform and technology and then helping them optimize their usage of this platform to revolutionalize their business and consumer experience. In this position, I get to work with ISVs, VARs, and other solutions providers like payment gateways in the Petroleum, Grocery, ATM, Quasicash, Retail, Restaurant, and Ecommerce verticals in implementing their: a. EMV Contact and contactless migration strategy b. Chargeback, Fraud, and Risk mitigation strategy c. PCI PA-DSS and DSS scope mitigation d. Mobile Wallets and Mobile Payments Implementation strategy e. Adding payments to various online platforms
- ULJOB
- Sr. Account Executive UL -…8M
Sr. Account Executive UL - TS North America
UL
UL- Transaction Security is the global leader in payments safety, security and inter-operability. The focus being; to make the world a safer place by ensuring all players in the payment ecosystem conform to global standards. In the beginning of 2015 a strategic partnership was announced between UL- TS and First Data Corp., the largest credit card processing organization in the US, for the EMV migration of all the merchants and solution providers under the First Data umbrella. The highlights of this position are as follows: - Manage the sales of EMV test tools and advisory services - Work with First Data relationship managers in meeting their client needs for the EMV migration. - Work with…
- NCR CORPORATIONJOB
- Sr. Account Mgr4Y 11M
Sr. Account Manager
NCR Corporation
NCR is a global technology company with a concentration in consumer transaction technologies such as Point of Sale Systems, Mobile Payment Systems, Credit Card Processing systems, etc. Across all its verticals NCR manages an average of 495 million transactions every day. This position is a combination of active sales and client management and positioned in the Petroleum and Convenience Retail Division. Highlights: - Responsible for a Annual Pipeline of $13M spread over hardware, software and services - Prospect new clients via phone calls and trade shows. - Fostering and maintaining strong relationships with C-level individuals at clients. - Accurately forecasting and maintaining a 13…
- Job: Worldpay — Director of Solution Consulting and Integrations · 2017-05 – 2018-06 — Work closely with and for a team of 10 amazing Solution Consultants and Implementation Consultants in ensuring a smooth integration for our ISVs
- Job: Algorand Foundation — Global Head of Payments · 2024-10 – 2025-05
- Job: Bank of America — Senior Vice President - Strategy and Commercialization · 2019-07 – 2021-08 — The role is to build and orchestrate the EU and UK operations for the newly formed merchant acquiring business and aid in the transition of clients and services from the former joint venture Highlights: - Design and implement of business structure and processes required for merchant acquiring in EU and UK - Setup business distinction and continuity for Brexit compliant with PSD2 and Open Banking - Work closely with teams in UK and Ireland to set up all the necessary functional areas and processes for merchant acquiring and EU and UK - Understand and navigate the regulatory landscape in EU (EBA) and UK (FCA) and acquire all necessary licensing – Payment Institute (PI) License in the UK, an…
- Job: Worldpay — Director of Global Strategic Alliances · 2018-06 – 2019-06 — Manage the relationship with our bank sponsors in the US and Canada to identify areas of growth while ensuring day to day operations between risk, compliance, boarding are seamless
- Job: Worldpay — Senior Solution Consultant · 2015-11 – 2017-01 — Helping our partners in choosing the right Worldpay platform and technology and then helping them optimize their usage of this platform to revolutionalize their business and consumer experience. In this position, I get to work with ISVs, VARs, and other solutions providers like payment gateways in the Petroleum, Grocery, ATM, Quasicash, Retail, Restaurant, and Ecommerce verticals in implementing their: a. EMV Contact and contactless migration strategy b. Chargeback, Fraud, and Risk mitigation strategy c. PCI PA-DSS and DSS scope mitigation d. Mobile Wallets and Mobile Payments Implementation strategy e. Adding payments to various online platforms
- Job: Worldpay — Director of Solution Consulting · 2017-01 – 2017-05
- Job: Notabene — GTM Partnerships Lead · 2026-05 – present
- Job: NCR Corporation — Sr. Account Manager · 2010-03 – 2015-02 — NCR is a global technology company with a concentration in consumer transaction technologies such as Point of Sale Systems, Mobile Payment Systems, Credit Card Processing systems, etc. Across all its verticals NCR manages an average of 495 million transactions every day. This position is a combination of active sales and client management and positioned in the Petroleum and Convenience Retail Division. Highlights: - Responsible for a Annual Pipeline of $13M spread over hardware, software and services - Prospect new clients via phone calls and trade shows. - Fostering and maintaining strong relationships with C-level individuals at clients. - Accurately forecasting and maintaining a 13…
- Job: MoneyGram International — Head of Fintech Strategy and Innovation · 2022-06 – 2024-10
- Job: Algorand Foundation — Global Head of BD and Payments · 2025-05 – 2025-10 — • Owned global strategy and commercialization for stablecoins on Algorand, enhancing its position as a settlement layer. • Drove institutional USDC adoption by securing partnerships with PSPs like Worldpay, Coinify, and XBTO, boosting on-chain payments. • Led RWA tokenization pilots, collaborating with ecosystem partners to create compliant structures for institutions.
- Job: The Fintech Accord — Payments and Stablecoins Advisor · 2026-01 – present
- Job: UL — Sr. Account Executive UL - TS North America · 2015-03 – 2015-11 — UL- Transaction Security is the global leader in payments safety, security and inter-operability. The focus being; to make the world a safer place by ensuring all players in the payment ecosystem conform to global standards. In the beginning of 2015 a strategic partnership was announced between UL- TS and First Data Corp., the largest credit card processing organization in the US, for the EMV migration of all the merchants and solution providers under the First Data umbrella. The highlights of this position are as follows: - Manage the sales of EMV test tools and advisory services - Work with First Data relationship managers in meeting their client needs for the EMV migration. - Work with…
- Job: Bank of America — SVP - Payments Strategy · 2021-08 – 2022-06 — - Led EU/UK merchant acquiring build‑out, navigating EBA/FCA licensing, PSD2, Open Banking, SEPA, and RTP/P2P schemes — foundation for tokenized payments and on‑chain settlement - Ensured compliance with regulatory requirements (EBA, FCA) and acquired necessary licensing. - Setup business distinction and continuity for Brexit. - Collaborate closely with teams in UK and Ireland to set up resources and processes for merchant acquiring and EU and UK - Defined adoption criteria for RTP and P2P money movement, driving market expansion. - Briefed the Board on crypto and blockchain innovation, connecting regulated payment rails with emerging digital asset infrastructure.
- Job: Stablecoin Partners — Co-Founder and CEO · 2025-06 – present — - Build a boutique advisory focused on institutional adoption of stablecoins, tokenized deposits, and RWA for banks, PSPs, and fintechs. - Advise on stablecoin payment flows, liquidity and treasury models, and on/off‑ramp infrastructure across US and global markets. - Support go‑to‑market strategy, partner sourcing, and regulatory positioning for Web3 and fintech clients seeking to launch or integrate stablecoin products. - Host “The Stablecoin Podcast,” engaging founders, banks, and policymakers on trends across USDC, tokenized money, and payment networks.
- Job: ZYPTO — Board of Advisors · 2024-08 – present
- School: Southern Polytechnic State University — Coursework towards Masters, Electrical Engineering
- School: Madurai Kamaraj University — Bachelor of Engineering (B.Eng.), Electrical, Electronics and Communications Engineering
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